NMLS #1532740

Lucrece Valentin - Mortgage Expert

Lucrece Valentin, Mortgage Loan Originator with RK Mortgage

I'm a licensed Mortgage Loan Originator with RK Mortgage. With over 10 years of mortgage experience, I understand what matters most to real estate agents and their clients: clear communication, reliable guidance, creative solutions, and an on-time closing. Throughout my career, I have successfully handled a wide range of complex financing situations and helped agents keep their transactions moving forward. Experience matters, and I bring all of mine to every loan, anticipating challenges, finding solutions, and working closely with everyone involved to get the deal closed on time.

Let’s work together to help your clients secure the best possible financing terms and close on time.


Five reasons Realtors trust us with their clients.

01

Proactive communication

You and your client stay informed throughout the entire transaction. No chasing for updates, no unanswered calls, no surprises.

02

We solve difficult deals

Many of our Realtor partnerships began with a loan another lender couldn’t close. Experience matters when it counts.

03

When others say no, we find a way

Every file is reviewed before underwriting, helping prevent delays and last-minute issues that can jeopardize a closing.

04

Better rates. Quick approvals. Fast closings.

Through wholesale lending and access to dozens of programs, we help more buyers qualify while keeping financing competitive.

05

Your reputation matters

Every referral reflects on you. We treat your clients with the same care and professionalism that has earned the trust of Realtors for over 20 years.

Have a deal another lender turned down?

Send it over. We'll review the file and tell you, plainly, whether we can get it to the table.

RK Mortgage vs. Retail Lenders

RK Mortgage
Retail Lender
Proactive Communication
Problems Identified Early
Complex Deals Welcome
Limited
Wholesale Rates
Dozens of Loan Programs
Limited
Florida Condo Expertise
Realtor-First Approach

Comparison reflects general differences between the mortgage broker model and many retail lending institutions. Individual lender practices may vary.

Three steps to a successful closing.

1

Refer your client

Your client is our priority. Our team is always standing by, ready to speak with new borrowers, answer questions, and get the process started immediately.

2

Loan approval

From application to funding, we manage every detail, provide concierge-level service, and keep everyone informed every step of the way.

3

Close on time

We focus on one goal: getting your client to the closing table on time — with the keys in their hands and your commission in yours.

Let's Close More Deals Together

We treat every referral like it matters. Because it does.

Trusted by Realtors for over a decade, we keep transactions moving, communicate proactively, and help get deals to the closing table on time.

  • Same-business-day response
  • Proactive communication
  • Solutions for challenging scenarios
  • Dedicated support from application to closing

Book a 15-Minute Call

A few quick details and Lucrece reaches out, usually within hours.

Lucrece will call you within 2 business hours.

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By submitting, you also consent to RK Mortgage contacting you by phone or email regarding your inquiry. No commitment required. RK Mortgage · NMLS #2835421 · Equal Housing Lender

What our customers say.

I feel that RK Mortgage was most helpful in refinancing my mortgage. I would recommend them to anyone that needs to finance or refinance. I especially want to commend Lucrece Valentin for her effort.

C
Chris C.

Lucrece was the best! Being self-employed made it difficult to get a mortgage but, with the bank statement mortgage the process was a lot easier. Lucrece was there for me every step of the way and even held my hand during several meltdowns. This company was such a pleasure to work with.

T
Theresa V.

Lucrece was very friendly and professional, it was a pleasure working with her. She kept us up-to-date at all times and went out of her way to make sure we were taken care of. If you need help getting a loan, talk to Lucrece!

J
Jasmine B.

I was shopping for mortgages for a while until I found RK Mortgage. I worked with Lucrece and she was excellent. Helped us secure a mortgage very fast and she was available anytime we needed her. I highly recommend!!!

C
Chalana.